Greece's Ministry of National Economy and Finance has put a multi-part bill out to public consultation that strengthens debtor protection and the supervision of loan servicers. It sets a 10% tax on individuals' gains from disposing of crypto-assets, with a €500 annual exemption and no tax on swapping one crypto-asset for another, while income from lending, liquidity provision and staking would be taxed as interest at 15%. It makes electronic payment mandatory for courier deliveries regardless of amount and transposes EU directives on banks, UCITS, alternative fund managers and ESAP. The consultation closes on 22 October 2026, with a vote targeted for the first week of November.
What it means: The bill fills a gap that has existed for years: until now Greece had no explicit rule on how gains from crypto-assets are taxed. With a 10% rate, a €500 exemption and an explicit carve-out for crypto-to-crypto swaps, the framework becomes predictable. For businesses, the provisions on valuing crypto-assets given to employees or partners as benefits in kind, based on their euro value at the time of acquisition, also matter. The option to declare older gains voluntarily without penalties, within 12 months of the law's publication, will concern many individuals. Crypto-asset service providers need to prepare, because their clients will ask for detailed transaction statements with acquisition prices so they can file their returns correctly. Mandatory electronic payment for courier deliveries directly affects e-commerce, where cash on delivery is still common. Shops will need to make sure their courier partners carry card terminals or other payment options, and exemptions will be set by ministerial decision. Because this is a draft under consultation, the provisions may change before the vote. Businesses affected by the courier rule can still submit comments in the public consultation before the deadline on 22 October.
Read the original on Υπουργείο Εθνικής Οικονομίας και Οικονομικών
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