Circle has extended its Gateway service, which lets a user hold one unified balance and spend it on different blockchains, to support the euro stablecoin EURC and cirBTC. EURC is available on Arc, Avalanche, Base, Ethereum, Solana and World Chain, while cirBTC is on Arc and Ethereum. The company says funds can be accessed on another network in under half a second. Fees on Arc are waived for now, while on the other networks the charge is one basis point.

What it means: One practical problem with stablecoins is that the same money is scattered across many networks, and moving it between them needs bridges with cost, delay and risk. Gateway tries to fix this with a single balance, and adding EURC matters for Europe, since it is a euro stablecoin issued under an e-money licence in line with MiCA. For Greek businesses considering stablecoin payments, for example to international suppliers or for digital services, a euro coin avoids the currency risk of dollar stablecoins. The accounting and tax treatment of such transactions in Greece still needs discussion with an accountant, and every payment must come with a proper invoice. Dependence on a single issuer and its infrastructure is also a point of caution: the unified balance relies on Circle's systems, so a problem there affects all networks at once. The low one basis point fee shows that competition in digital payments is pushing costs down, which in the long run may also put pressure on fees for traditional cross-border transfers.

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