On 4 November 2026 the US Office of the Comptroller of the Currency issued Bulletin 2026-54, a supervisory framework for examiners on banks’ use of “super intelligence” (technologies previously covered by the AI definition). It does not create new binding bank requirements; it tells examiners to fold SI into existing risk categories and tailor review intensity to consequences, autonomy and human oversight of each use case.

What it means: For Greek banks and fintechs with US subsidiaries or relationships, the bulletin shows examiners will treat payment agents as amplifiers of existing risks rather than a separate category. A useful practice is classifying use cases by consequence and autonomy, with stronger controls where agents initiate payments. It does not apply directly in Greece but aligns with ECB/EBA AI discussions for credit institutions. Update AI governance without inventing a parallel “SI risk appetite” unless required. In practice, teams should name an owner, update the risk register and agree success criteria within 30 days. Where suppliers or customers are affected, send a short note citing the primary source without overclaiming. Compliance, security and operations are linked; one change often needs contract, access-rights and continuity checks. Keep a review calendar so the news becomes concrete actions for the Greek business. In practice, teams should name an owner, update the risk register and agree success criteria within 30 days. Where suppliers or customers are affected, send a short note citing the primary source without overclaiming. Compliance, security and operations are linked; one change often needs contract, access-rights and continuity checks. Keep a review calendar so the news becomes concrete actions for the Greek business.

Read the original on OCC

Related service: myDATA integrations

Related stories